Checking & Savings
Rebate Checking - Let your checking account go to work for you. Earn 3.01% rebate on your average daily balance up to $25,000.
- Rebates paid directly into your checking account
- Refund up to $5.00 in foreign ATM fees
- No minimum balance required
- Maximum balance of $25,000
- No monthly fees
Check your rebate status at https://www.myrebatechecking.com .
To log in you will need your e-mail address and ID (the last 4 digits of your account number).
- Valid e-mail address
- Signed up for e-statements
- At least 15 debit card transactions monthly
- Direct deposit of at least $300 monthly
- Enrolled in online banking
Regular Checking - We offer fewer fees and better service than some of those other financial institutions. That's because we want to help our members get more for less! Our regular checking accounts require NO minimum balance. NO monthly service fee. Overdraft protection (certain requirements apply).
Dividend Bearing - Open a dividend bearing share-draft account with us with an initial deposit of $100.00. We use the average daily balance method to calculate dividends and determine whether fees will be levied against the account. To avoid a fee an average daily balance of $500.00 must be maintained. Dividends are accrued and credited monthly. Average daily balances not maintained for the statement period will not accrue dividends for that particular period.
Business Checking - Open a small business checking account with only a $500.00 minimum balance required. This allows you 20 free cleared checks! (if more than 20 checks clear per month there is a $.08 fee per check that clears). For more information visit with a Member Service Representative.
You can also REORDER Checks Online!
Share Savings - Your savings account earns a competitive dividend rate that is paid quarterly.
Money Market - An initial deposit of $1000.00 opens a JMCU money market account. The average daily balance method will be used to calculate dividends. To avoid a fee an average daily balance of $2500.00 must be maintained. Regulation D states this type of account is only permitted up to six (6) preauthorized or automatic withdrawals, telephone transfers, or transfers initiated by personal computer to another account at the same credit union or to a third party during a calendar month or statement cycle, and no more than three (3) of these six transfers can be made by share draft, draft, debit card or similar order and payable to third parties.
Christmas Club - Sit back and enjoy the holidays this year! How? By opening a CHRISTMAS CLUB ACCOUNT ! Earn the same interest as our regular savings accounts. It's easy, simple and convenient to do payroll deduction. No required minimum deposit and your balance is transferred to your savings account the middle of October.
Metro Advantage Club-You've worked hard for your money so why not enjoy some extra benefits from your credit union! If you are a member in good standing with us and you are 55 years or older then that's all you need to qualify! Enjoy "special member privileges" such as:
- Free checking accounts
- Free cashiers checks
- Free money orders
- Free notary service
- Free ATM service
- Fee-Free IRA's
- Over-Draf t Protection (upon credit approval)
- Discount of .25% rate on loans (discount does not apply however to Visa or Home Loans)
- CD BONUS of an additional .10% (one-tenth of one-percent) earnings above the posted rate on Certificates of Deposits of $5,000 or more,
- One Free Economy Box of Liberty Checks printed per year (one box equals 150 checks)
- Direct Deposit of Social Security, pension, and payroll checks for ease of mind and security
- Save 50% on Wire Transfer Charge