Services Archives - Joplin Metro Credit Union

Online Bill Pay

admin — Tue, 19 Sep 2017 20:05:29 +0000

Online Bill Pay

Must be enrolled in JMCU Online Banking
One-time enrollment fee for bill pay if no E-statements
Insufficient Fund Fees – returned or paid are charged in accordance with JMCU Fee Schedule
Inactivity fee of $2.50 if not used for 3 consecutive months
Cancel or modify a payment amount and/or process date of any scheduled payments via our bill pay website at any time prior to 1:00 pm on the payment process date.

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E-Statements

admin — Tue, 19 Sep 2017 19:52:28 +0000

E-Statements

No monthly charge
View your statements quickly and more securely online
Sign up for E- Statements and enroll in Online Bill Pay for free.

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Other Services

admin — Thu, 14 Sep 2017 20:26:28 +0000

Other Services

Payroll Deduction, Money Orders, Notary, Direct Deposit and more!

Overdraft Advance Program
Payroll Deduction	Direct Deposit	Cashiers Checks
Money Orders	Fax Service	Night Depository
Notary Service	Wire Transfers	www.annualcreditreport.com

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Mobile Banking

admin — Wed, 06 Sep 2017 20:30:13 +0000

Download Today!

iPhone App Android App

Banking in the palm of your hand

The Joplin Metro Credit Union mobile banking app gives you to instant, secure access to manage your account on the go. With real-time features such as viewing account balances and history, transferring funds, paying bills, and more, you can take control of your finances anytime, anywhere – all within Joplin Metro Credit Union’s free mobile banking app.*

Getting started is simple. Download the app, log in with your online banking credentials, and you’re ready to manage your accounts.

First time user? You can now easily enroll in online banking via the mobile app.

Mobile banking features and benefits:
· Customize your favorite accounts and account descriptions.
· View transaction history.
· Search for transactions by keyword, date, or amount.
· View images of cleared checks.
· Order checks through the app.
· View documents such as e-statements, receipts, and loan agreements.
· Apply for loans directly within the app.
· Easily make loan and credit card payments.**
· Easy access to ezcardinfo.com for credit card payments, history, and statements.
· Transfer funds between your Joplin Metro Credit Union accounts.
· Pay bills through Bill Pay.
· Disable and enable debit cards with the touch of a button.
· Change your username, password, and email settings and manage active devices.
· Set up customizable alerts for notifications on account activity.
· Find ATMs and branches near you.
· Contact customer service.

Some restrictions may apply. Members must accept Joplin Metro Credit Union’s Mobile Banking Terms of Service Agreement. Your privacy is important to us – view our privacy policy at joplinmcu.com/privacy-policy/.

*Message and data fees may apply from your wireless carrier.
**Credit card balances will be accurate as of the previous business day, and payments may take 2-3 business days to appear.

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Wire Transfers

admin — Wed, 06 Sep 2017 15:20:49 +0000

International – $40
Domestic – $15

The post Wire Transfers appeared first on Joplin Metro Credit Union.

Shared Branching

admin — Tue, 05 Sep 2017 21:50:01 +0000

Shared Branching

Text your zip code to 91989 to find a branch near you.

Because of our CO-OP Shared Branch partnership, you can now conduct transactions at over 5,000 Credit Union Branches nationwide!

Locate a Branch

Make Deposits
Withdrawals
Transfer Between Accounts*
Make Loan Inquiries
Make Loan Payments
Make VISA Payments
Purchase Money Orders
Purchase Gift Cards
And Much more!

To find a CO-OP Shared branch:

Text Your Zip Code to 91989
Or visit www.CO-OPSharedBranch.org

* Certain restrictions may apply as to the availability of funds at time of transfer.

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NCUA Coverage

admin — Tue, 05 Sep 2017 21:07:00 +0000

Federally insured credit unions offer a safe place for you to save your money, with deposits insured up to at least $250,000 per individual depositor. The National Credit Union Administration (NCUA) is the independent agency that administers the National Credit Union Share Insurance Fund (NCUSIF). Like the FDIC’s Deposit Insurance Fund, the NCUSIF is a federal insurance fund backed by the full faith and credit of the United States government.

NCUA Website

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VISA Check Card

admin — Tue, 05 Sep 2017 21:01:41 +0000

VISA Check Card

VISA CHECK CARD

Our JMCU VISA Check Card looks like a credit card but works like a check!

Your VISA Check Card is extremely versatile, it can be used as:

A debit card
An ATM card

The money is drawn directly from your checking account, just like a check, at any place that accepts VISA.

Your debit card also works like an ATM card, giving you access to over 18,000 FREE ATM locations associated with the MoneyPass Network.

ATM withdrawal limits are $400 daily. Debit card transaction limits are $2,000 daily.

For MoneyPass, surcharge-free ATM’s please click here.

FREE MoneyPass ATM Locator is available for iPhones

TO REPORT A STOLEN OR LOST VISA CHECK CARD PLEASE CALL THIS NUMBER: 1-800-500-1044

ATM CARD

The ATM Card allows access to money in a linked savings account by using an ATM. This card allows you to withdraw money from your savings and check the balance in your savings account.

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Free Online Banking

admin — Tue, 05 Sep 2017 20:58:34 +0000

JMCU Online Banking

Free Online Banking

The Joplin Metro Credit Union online banking website gives you instant, secure access to manage your account anytime, anywhere. With real-time features such as viewing account balances and history, transferring funds, paying bills, and more, you can take control of your finances on your computer, tablet, or mobile device – all through Joplin Metro Credit Union’s free online banking. *

Getting started is simple. Log in with your online banking credentials, and you’re ready to manage your accounts.

First time user? You can now easily enroll in online banking directly through our website.

Online banking features and benefits:
· Customize your favorite accounts and account descriptions.
· View transaction history.
· Search for transactions by keyword, date, or amount.
· View images of cleared checks.
· Order checks through online banking.
· View documents such as e-statements, receipts, and loan agreements.
· Apply for loans directly through online banking.
· Easily make loan and credit card payments. **
· Easy access to ezcardinfo.com for credit card payments, history, and statements.
· Transfer funds between your Joplin Metro Credit Union accounts.
· Pay bills through Bill Pay.
· Disable and enable debit cards with the click of a button.
· Change your username, password, and email settings and manage active devices.
· Set up customizable alerts for notifications on account activity.
· Find ATMs and branches near you.
· Contact customer service.

Some restrictions may apply. Members must accept Joplin Metro Credit Union’s Online Banking Terms of Service Agreement. Your privacy is important to us – view our privacy policy at joplinmcu.com/privacy-policy/.

*Message and data fees may apply from your wireless carrier.
**Credit card balances will be accurate as of the previous business day, and payments may take 2-3 business days to appear.

The post Free Online Banking appeared first on Joplin Metro Credit Union.

Fee Schedule

admin — Fri, 01 Sep 2017 14:18:25 +0000

Fee Schedule

Effective Starting 06/01/2024

Most credit unions generally charge fewer and lower fees than most other financial institutions. Please keep in mind that the fees and/or limits imposed on accounts with our credit union are designed to pass on the cost or to recover the cost of providing a specific service to our membership who use them or incur them. They are not structured for JMCU to profit from.

The fees listed are accurate for accounts as of the date indicated below, and are subject to change at any time by our Board of Directors.

FEES effective as of 06/1/2024

SCHEDULE OF FEES AND CHARGES
GENERAL FEES
Account Closure	$25.00 if account closed within 90 days
Account Reconciliation	$10.00/Hour and $10.00 minimum charge
Account Research	$10.00/Hour and $10.00 minimum charge
Cashier’s Check	$3.25/Check (Credit Union checks cleared by the Credit Union)
Counter Checks	$1.50/Sheet of 4
Dormant Account	$25.00/Year after 12 months no activity
Fax (Outgoing)	$1.00/Page
Money Order	$3.00/Money Order
Statement Copy	$5.00/Copy
Statement Printout – Previous Month	$5.00/Printout
Statement Printout – Current Month	$3.00/Printout
Statement Storage	$9.00/Quarter
Visa Gift Card	$3.75/Card
Wire Transfer (Outgoing – Domestic)	$15.00/Transfer
Wire Transfer (Outgoing – International)	$40.00/Transfer
SHARE DRAFT ACCOUNT FEES
Check/Share Draft Printing	Prices may vary depending upon style
NSF	$28.00/Item, waived if there is an overdraft loan
ATM Overdraft	$28.00/Item
Copy of Check	$5.00/Item
One-time Debit Overdraft	$28.00/Item
Overdraft	$28.00/Item
Returned Item	$28.00/Item
Stop Payment	$28.00/Request
EFT FEES
ACH Overdraft	$28.00/Item
Bill Pay	$5.00/Enrollment (one-time charge if not enrolled in e-statements)
Bill Pay Inactivity	$2.50/Month if not used for 3 consecutive months
Card Replacement	$10.00/Card
Debit Card Overdraft	$28.00/Item
Debit Card Transaction	$0.50/Item if PIN is used at POS
PIN Reissue	$5.00/mailed request
PIN Reset	$2.25 (in branch only)
SPECIFIC ACCOUNT FEES
Money Market – Service Fee	$10.00/Month if minimum daily balance is not met
Dividend Bearing Share Draft – Service Fee	$8.00/Month if minimum daily balance is not met
Business Checking – Service Fee	$4.00/Month if minimum daily balance is not met

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