WHAT DOES JOPLIN METRO CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you that we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- Checking account information and credit history
- Payment history and transaction history
All financial companies need to share members personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons JOPLIN METRO CREDIT UNION choose to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does Joplin Metro Credit Union Share?||Can you limit this sharing?|
|For our everyday business purposes–such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus||YES||NO|
|For our marketing purposes–to offer our products and services to you||YES||NO|
|For joint marketing with other financial companies||YES||YES|
|For affiliates’ everyday business purposes–information about your transactions and experiences||NO||We don’t share|
|For affiliates’ everyday business purposes–information about your creditworthiness||NO||We don’t share|
|For our affiliates’ to market to you||NO||We don’t share|
|For non-affiliates to market to you||YES||YES|
TO LIMIT OUR SHARING
- Call 417-623-9816
- Visit us online: joplinmcu.com
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Call 417-623-9816 or go to joplinmcu.com
What We Do
How does Joplin Metro Credit Union protect my personal information? To protect your personal information from unauthorized access, and use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Joplin Metro Credit Union collect my personal information? We collect your personal information, for example, when you:
- open an account or deposit money
- apply for a loan or use your credit or debit card
- make a wire transfer
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.