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Dividend Bearing Share Draft Account

Deposits earn interest while remaining accessible. If you like to keep a higher balance in your checking account rather than savings, this might be the account for you.

  • An initial deposit of $100 is required
  • An average daily balance of $500 must be maintained to avoid a fee. If not, a fee will be charged according to the Fee Schedule. The average daily balance method will be used to calculate dividends and determine whether fees will be levied against the account.
  • Dividends are accrued and credited monthly. If average daily balance is not maintained for the statement period, dividends will not accrue for that period.