New, Used and Classic Auto Loans
Let us put you behind the wheel of your new vehicle. Great low rates, terms to fit your budget and convenient payment options are just a few of the benefits you’ll receive by financing with Joplin Metro Credit Union.
- Experienced lending personnel
- Competitive, low rates
- No hidden fees or prepayment penalties
- Pre-approval & same day approval
- 72 and 84 month financing available with approved credit
- Various payment options available
- Additional coverage’s available
- Always check our Facebook page for promotional rates
The interest rates, annual percentage rates (APRs), shown are subject to change without notice. *APR=Annual Percentage Rate (excludes loan fees). Not all borrowers will qualify for all rates. If you apply, your loan terms may vary based upon when you submit your application, the information you provide with your application, our underwriting criteria in effect at that time and your final loan amount and finance charges. All applications are subject to credit approval.
Debt Protection
Protect your family against the unexpected.
Life can be wonderful. But it can also get complicated when unexpected things happen. Your family means everything to you. And if the unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why there’s Debt Protection, which may cancel your loan balance or payments in case of:
- Involuntary unemployment
- Disability
- Death
Life Plus
For additional protections, Life Plus can extend your Debt Protection to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.
- Accidental dismemberment
- Terminal illness
- Hospitalization or family medical leave
- Death of a non-protected dependent
Talk with your loan officer to sign up today!
GAP (Guaranteed Auto Protection) Insurance
GAP insurance covers the difference between the loan balance and the estimated value of the vehicle determined by the member’s insurance company in case of a total loss. Included in the GAP insurance is GAP Assurance Plus which covers your deductible up to $500.00 if you have an accident within the first two years of the loan.
Extended Warranties
Extended warranties on new and used autos and motorcycles can be purchased. Route 66 Extended Warranty Company has different coverage options to choose from. Warranties can be financed with your loan or purchased directly through the credit union.